Terms and Conditions

These Terms and Conditions govern the access to and use of osaemnuadaenno.pro and all analytical content published by the Company. By accessing or using this website, the user agrees to be bound by these Terms. The Company reserves the right to amend these Terms at any time, and continued use of osaemnuadaenno.pro following any amendment constitutes acceptance of the revised Terms as published. Users who do not agree with these Terms are advised to discontinue use of the website.

September 25, 2026

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Acceptance of Terms

Access to and use of osaemnuadaenno.pro constitutes the user's unconditional acceptance of these Terms and Conditions in full. Where a user accesses the website on behalf of an organisation, that user represents and warrants that they have authority to bind the organisation to these Terms. The Company may update these Terms periodically without prior notice to individual users.

Key Definitions

The following definitions apply throughout these Terms and Conditions. They are intended to ensure clarity in the interpretation of each provision and to establish a shared vocabulary for the relationship between the Company and users of osaemnuadaenno.pro. Where context permits, defined terms in the singular include the plural and vice versa.

Company refers to the operator of osaemnuadaenno.pro, which publishes factor screening analysis, research methodology documentation, and related analytical content for allocation professionals and research audiences in Canada and other jurisdictions.

User refers to any individual or entity that accesses osaemnuadaenno.pro, whether to review published research, submit an inquiry through the contact form, or otherwise interact with any content or functionality available on the website at any time.

Content refers to all analytical reports, factor delta findings, methodology descriptions, definitions, written commentary, and any other material published on osaemnuadaenno.pro by the Company, regardless of format or the section in which it appears.

Service refers to the totality of functions made available through osaemnuadaenno.pro, including access to factor screening analysis, the website contact form, research documentation, and any other feature or resource that the Company makes available to users through the website from time to time, subject to these Terms and any amendments thereto.

User Eligibility

Use of osaemnuadaenno.pro is permitted only for users who are of legal age in their jurisdiction and who are capable of entering into a binding agreement. The Service is directed toward allocation professionals, analysts, and institutional research audiences with the knowledge and experience to interpret factor screening analysis appropriately.

The Company does not direct the Service toward retail investors or individuals without relevant professional or analytical background. Users who do not meet these eligibility criteria are advised to refrain from accessing or relying on any Content published on osaemnuadaenno.pro.

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Use of the Service

osaemnuadaenno.pro and all Content published on it are provided for informational and reference purposes only. The Service does not constitute a recommendation to engage in any financial transaction, nor does it constitute personalised financial, legal, or tax advice. Users are responsible for applying independent judgment when interpreting any analytical finding accessed through the website.

User Responsibilities

By accessing osaemnuadaenno.pro, the user agrees to use the website and its Content solely for lawful purposes and in accordance with these Terms and Conditions. The user accepts responsibility for all actions taken in connection with their access to the website and agrees to comply with all applicable Canadian federal and provincial laws and regulations governing the use of analytical and research content. The user further agrees not to misrepresent the source, scope, or conclusions of any Content accessed through osaemnuadaenno.pro when communicating findings to third parties.

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    The user is responsible for ensuring that any interpretation of factor screening analysis, delta reports, or risk profile findings accessed through osaemnuadaenno.pro is informed by appropriate professional judgment and contextualised within the user's specific allocation or research application. The Company does not assume responsibility for decisions made on the basis of Content accessed through the website.

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    The user must not attempt to gain unauthorised access to any part of osaemnuadaenno.pro, its underlying systems, or any data held by the Company. Any attempt to interfere with the security, integrity, or availability of the website constitutes a material breach of these Terms and may result in immediate suspension of access without notice to the user.

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    The user must not reproduce, redistribute, or republish any Content from osaemnuadaenno.pro in a manner that misrepresents the analytical conclusions, omits stated uncertainty bounds, or removes disclosed assumptions from their original context. Selective reproduction that distorts the meaning of a reported finding is a breach of these Terms regardless of the format in which it is communicated.

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    The user must not use osaemnuadaenno.pro or any Content accessed through it to engage in any activity that is unlawful under applicable Canadian law, that infringes the intellectual property rights of the Company or any third party, or that is designed to mislead other users, allocation professionals, or regulatory authorities as to the nature or source of the analytical content.

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Prohibited Uses

The following uses of osaemnuadaenno.pro and its Content are expressly prohibited under these Terms and Conditions. The list is illustrative and not exhaustive. The Company reserves the right to determine, at its sole discretion, whether a particular use falls within the scope of prohibited conduct and to take appropriate action, including suspension of access, without prior notice to the user concerned.

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    The user must not use osaemnuadaenno.pro or any Content published thereon to solicit, market, or promote any financial product, service, or transaction to any third party. The analytical content published by the Company is not intended to serve as the basis for any promotional or sales activity, and any such use constitutes a material breach of these Terms regardless of whether the solicitation is directed to a professional or retail audience.

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    The user must not copy, scrape, harvest, or systematically extract Content from osaemnuadaenno.pro by automated means, including web crawlers, bots, data mining tools, or similar technologies, without the prior written consent of the Company. Manual extraction of Content at a scale that is inconsistent with ordinary individual research use is similarly prohibited and may constitute a breach of applicable Canadian law.

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    The user must not use osaemnuadaenno.pro in a manner that places an unreasonable or disproportionate load on the website's infrastructure, that interferes with the normal operation of the site for other users, or that bypasses any access controls, security features, or usage restrictions implemented by the Company. Any such conduct will be treated as a material breach of these Terms.

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    The user must not present or attribute any Content from osaemnuadaenno.pro as their own original analytical work, as the output of a model or process other than Osaemnuadaenno's documented methodology, or in any manner that misrepresents its origin. All Content remains the intellectual property of the Company and must be attributed accurately and in full whenever it is referenced in any publication, report, or communication.

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    The user must not use osaemnuadaenno.pro or any Content accessed through it to engage in or facilitate any form of market manipulation, insider conduct, or any activity that constitutes a breach of applicable securities law or financial regulation in Canada or any other jurisdiction in which the user operates. The Company will co-operate fully with regulatory authorities in any investigation relating to such conduct.

Intellectual Property

All Content published on osaemnuadaenno.pro, including analytical reports, factor model descriptions, methodology documentation, definitions, and written commentary, is the exclusive intellectual property of the Company and is protected under applicable Canadian copyright and intellectual property law. No Content may be reproduced, distributed, or adapted without the prior written consent of the Company.

User Submissions

Where a user submits any content to osaemnuadaenno.pro, including messages submitted through the contact form or any other communication directed to the Company, the user represents that such content is accurate, does not infringe any third-party rights, and does not contain unlawful material. The Company is not responsible for the accuracy of information submitted by users.

Rights in Submissions

By submitting any content or communication to the Company through osaemnuadaenno.pro, the user grants the Company a non-exclusive, royalty-free right to use that submission solely for the purpose of responding to the inquiry, improving the Service, or fulfilling any applicable legal obligation. The Company will not use submitted content for commercial purposes.

Privacy and Data

The collection, use, and protection of personal information submitted through osaemnuadaenno.pro is governed by the Company's Privacy Policy, which forms part of these Terms and Conditions by reference. Users are encouraged to review the Privacy Policy before submitting any personal information through the website contact form or any other feature of the Service.

Privacy Policy
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Dispute Resolution

Any dispute, claim, or controversy arising out of or in connection with these Terms and Conditions, the use of osaemnuadaenno.pro, or any Content published thereon shall be resolved in the first instance through good-faith negotiation between the parties. The parties agree to attempt informal resolution before commencing any formal legal or arbitral proceedings.

Arbitration Process

If informal resolution is not achieved within thirty days of a written notice of dispute, the parties agree to submit the matter to binding arbitration in Canada in accordance with the arbitration rules applicable in the relevant Canadian province. The arbitral tribunal shall consist of a single arbitrator agreed upon by the parties, or appointed in accordance with applicable arbitration rules if no agreement is reached.

The arbitrator's decision shall be final and binding on both parties and may be enforced in any court of competent jurisdiction in Canada. Each party shall bear its own legal costs in connection with any arbitration unless the arbitrator determines that the conduct of one party warrants a different allocation of costs under applicable Canadian arbitration principles.

Online Dispute Resolution

For users located in jurisdictions that provide access to online dispute resolution platforms under applicable consumer or commercial law, the Company acknowledges the availability of such mechanisms and does not restrict their use where they are applicable by law. Users who wish to pursue online dispute resolution should consult the relevant regulatory authority in their jurisdiction for guidance on the process and available platforms.

Online Dispute Resolution Platform

Disclaimer of Warranties

All Content published on osaemnuadaenno.pro is provided on an as-is and as-available basis without warranty of any kind, express or implied. The Company does not warrant the accuracy, completeness, currency, or fitness for any particular purpose of any Content accessible through the website at any time. Users rely on Content at their own risk.

No Investment Advice

Nothing on osaemnuadaenno.pro constitutes financial advice, investment counsel, or a recommendation to engage in any financial transaction. Analytical content describes mechanical relationships between screening criteria and factor exposures and does not account for any individual user's specific circumstances, objectives, or risk tolerance.

Limitation of Liability

To the fullest extent permitted by applicable Canadian law, the Company excludes all liability for any direct, indirect, incidental, consequential, or special loss or damage arising from the use of osaemnuadaenno.pro or reliance on any Content published thereon, including any decisions made on the basis of factor screening analysis or related research findings.

User Indemnification

The user agrees to indemnify, defend, and hold harmless the Company and its officers, employees, and agents from and against any claims, damages, losses, costs, liabilities, and expenses arising from the user's use of osaemnuadaenno.pro, reliance on any Content published thereon, breach of these Terms and Conditions, or violation of any applicable law or third-party right in connection with the user's access to the website.

Governing Law

These Terms and Conditions are governed by and construed exclusively in accordance with Canadian federal law and the applicable laws of the province in which the Company is registered, without regard to conflict of law principles. Any legal proceedings not resolved through arbitration shall be conducted before a court of competent jurisdiction in Canada, and both parties submit to the exclusive jurisdiction of those courts.

Termination of Access

The Company reserves the right to suspend or terminate any user's access to osaemnuadaenno.pro at any time and without prior notice if the Company determines, in its sole discretion, that the user has breached these Terms and Conditions, has engaged in prohibited conduct, or has used the website or its Content in a manner that is unlawful or harmful to the Company or to other users. Termination of access does not affect any rights or obligations that have accrued prior to the date of termination.

Modifications to Terms

The Company reserves the right to modify, update, or replace these Terms and Conditions at any time without prior individual notice to users. The date of the most recent revision is indicated on this page. Users are responsible for reviewing these Terms periodically. Continued use of osaemnuadaenno.pro following any modification constitutes unconditional acceptance of the revised Terms as published on that date.

Severability Clause

If any provision of these Terms and Conditions is found by a court or arbitral tribunal of competent jurisdiction to be invalid, unlawful, void, or unenforceable for any reason, that provision shall be deemed severed from the remainder of these Terms. All remaining provisions shall continue in full force and effect to the maximum extent permitted by applicable Canadian law, and the invalid provision shall be replaced by a valid provision that most closely reflects the original intent.

Entire Agreement

These Terms and Conditions, together with the Privacy Policy and Cookie Policy published on osaemnuadaenno.pro, constitute the entire agreement between the Company and the user with respect to the subject matter hereof and supersede all prior agreements, representations, understandings, and negotiations, whether written or oral, relating to the use of osaemnuadaenno.pro and the Content published thereon.

Contact Details

Questions or concerns relating to these Terms and Conditions may be directed to the Company using the contact details provided on the designated contact page of osaemnuadaenno.pro. The Company will endeavour to respond to all Terms-related inquiries within a reasonable timeframe consistent with applicable Canadian law and the nature of the inquiry submitted.

Research Email: content@osaemnuadaenno.pro

Direct Phone: +1 (416) 346-9880

Office Address: 6156 Quinpool Road, Halifax, NS B3L 1A3, Canada

Effective Date: September 25, 2026

Document Version: 6.0

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